New Zealand Retirement Income
Policy as an ‘Eco-system’
Keywords:Superannuation, retirement income, fiscal costs, decumulation, policy change
The New Zealand retirement income system involves a range of policy areas and initiatives beyond New Zealand Superannuation and KiwiSaver. These interact with each other, and with wider social and economic trends. The potential for prolonging working lives, self-funding/decumulation and trends in homeownership need to be considered alongside the sustainability of current policy settings. A unified policy approach is required to ensure the adequacy of retirement incomes for older people and also intergenerational equity.
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