Old and poor or old and cared for? Some policy reflections on data from the first two waves of NZLSA
Keywords:New Zealand Superannuation (NZS), home ownership, demographic changes, universal pension policy, indicators of material living standards, New Zealand Longitudinal Study of Ageing, income poverty thresholds, housing tenure data
It is customary in New Zealand policy circles to assume that older citizens are financially protected by New Zealand Superannuation (NZS) and their high rates of home ownership. Furthermore, it is assumed that families with children are much more at risk of living below one or more of the various poverty thresholds. The evidence supports this belief and there is, of course, an urgent need to address child poverty. However, the status of NZS and home ownership as protective factors for older people in the years ahead is not guaranteed.
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